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PRIVACY POLICY, TERMS OF SERVICE, AND TERMS OF USE

R-Squared & Real Estate 1 Stop Shop Collectively

TERMS OF SERVICE AGREEMENT AND PRIVACY POLICY

Real Estate 1 Stop Shop, (REOSS) is a woman-owned, Florida-based small business committed to keeping any and all personal information collected of those individuals that visit our website and make use of our online facilities and services accurate, confidential, secure, and private. Our privacy policy has been designed and created to ensure those affiliated with Real Estate 1 Stop Shop of our commitment and realization of our obligation not only to meet but to exceed most existing privacy standards.

THEREFORE, this Privacy Policy Agreement shall apply to Real Estate 1 Stop Shop and subscribers of our platform(s) and thus it shall govern any and all data collection and usage thereof. Through the use of our branded dashboard(s) and all social media platforms, you are herein consenting to the following data procedures expressed within this agreement.


Subsidiary Company: All Clients of Real Estate 1 Stop Shop may have joint marketing and referral efforts associated with our Subscribers and have no ownership interest in Real Estate 1 Stop Shop whatsoever.

Mortgage Applications: Click here to apply for a mortgage.

 

Real Estate 1 Stop Shop has no ownership interest in any businesses owned by the subscribers of our service. Seanna Smallwood holds licensing with the NMLS (1252825) and is authorized through National Mortgage Licensing System (NMLS 1252825) license authority to collect borrower information and documents in accordance with the regulations set forth under licensing authorities.

 

Real Estate Licensee: Seanna Smallwood is a licensed real estate salesperson in the State of Maryland and has the full legal authority to conduct business and refer other agents to any referral leads for which her business efforts generated. Seanna Smallwood is authorized through her NMLS sponsorship to recruit and train mortgage loan officers to join The Smallwood Team, powered by NEXA Mortgage


Collection of Information: Depending on the Service requested our system collects various types of information on a voluntary basis. Voluntarily provided information may include name, address, email address, billing and/or credit card information, etc., which may or may not be used for the purchase of products or services offered by subscribers of our platform(s). This site shall only collect personal information that consumers knowingly and willingly provide by way of surveys, completed membership forms, and email addresses, and/or any relative information necessary to complete purchases. It is our intent to use personal information to complete the order for products and/or services, respectively.  It is highly recommended that consumers review the privacy policies and statements of any website they choose.

 

Mortgage Brokerage Document Collection: The Smallwood Team, powered by NEXA provides each Borrower with a convenient, secure server for uploading personal income and asset documentation for qualifying. Documents required for the collection of information for consumers and qualifying said consumer for desired services are never shared with any other entity associated with their purchase transaction outside of their elected preferences. Mortgage application data is never shared regardless of the consumer's authorization.

Use of Information Collected Information:  Real Estate 1 Stop Shop may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you and our subsidiaries. Real Estate 1 Stop Shop and our subscribers may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.

 

We Do Not Sell Information: Real Estate 1 Stop Shop does not sell, rent or lease any customer lists and/or names to any third parties. Real Estate 1 Stop Shop may share specific details about your inquiries made on the platform via Voice Ai; however, will require your authorization to do so in advance.

Lawful Commitment: We are committed to remaining in conformance with any decrees, laws, and/or statutes or in an effort to comply with any process which may be served upon Real Estate 1 Stop Shop, and/or our website; Maintain, safeguard and/or preserve all the rights and/or property of Real Estate 1 Stop Shop; and, Perform under demanding conditions in an effort to safeguard the personal safety of users of and all social media pages and/or the general public.

Children Under Age of 13: Real Estate 1 Stop Shop does not knowingly collect personal, identifiable information from children under the age of thirteen (13) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.

Unsubscribe or Opt-Out: All users and/or visitors to our website or Alexa Skills, iOS, Android, and other web applications, entertainment games, and/or any future products and services, have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email, newsletters, promotions, and/or Alexa Skill communications. To discontinue or unsubscribe to our website please send an email that you wish to unsubscribe to UNSUBSCRIBE or use your Alexa Skills Console to do so. The website communications and the Alexa Skills communications portal do not communicate in real-time. If you wish to unsubscribe or opt-out from any third-party services and/or their providers, such as our Alexa Skill, you must go to that specific website to unsubscribe and/or opt-out.

Links to Other Web Sites: Our website contains links to affiliates and other websites. Real Estate 1 Stop Shop does not claim nor accept responsibility for any privacy policies, practices, and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of each and every website that collects personally identifiable information. The aforementioned Privacy Policy Agreement applies only and solely to the information collected by our website.

Security: Real Estate 1 Stop Shop shall endeavor and shall take every precaution to maintain adequate physical, procedural, and technical security with respect to our offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure, or modification of the user's personal information under our control. Our hosting servers are secure.

Do Not Call Registration: The Real Estate 1 Stop Shop is registered as a Calling Center under the National DNC Registry, (#10257098-69100) and complies with said rules. For more information regarding this, please visit ftc.gov.

Changes to Privacy Policy Agreement: Real Estate 1 Stop Shop reserves the right to update and/or change the terms of our privacy policy, and as such we will post those changes to our website at www.realestate1stopshop.com  so that our users and/or visitors are always aware of the type of information we collect, how it will be used, and under what circumstances if any, we may disclose such information. If at any point in time Real Estate 1 Stop Shop decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether or not to permit the use of their information in this separate manner.

Acceptance of Terms: Through the use of this website, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree and are in acceptance of such changes.

Terms of Service:


(1) Third-party services (our Clients) as provided by our promotions are not owned in whole or in part by the Real Estate 1 Stop Shop, hereinafter referred to as "REOSS." 

(2) Third-party services (our Clients) must pass a verification process which is subcontracted by a Third Party and may or may not include the following:
   (a) National Criminal Records Information Management System (NCRIM);
   (b) Professional License Verification;
   (c) Pre-Adverse Action (licensing);
   (d) Adverse Action (licensing); and,
   (e) Current Internet Ratings.


(3) REOSS does not share information with its clients outside of what is necessary for delivering the services for which it was hired.


(4) Where applicable, limitations on services provided by vendors of REOSS within this package are passed down to the client.


(5) Exclusive Zipcodes and Services with Limited Availability are sold on a 1st come, 1st serve basis. No Exceptions.


(6) The credit card authorized by the form and signature upon completion of the purchase is the credit card from which all future recurring payments will be charged.


(7) Billing for Recurring Monthly Subscription Services will recur every 30 days until canceled in writing. Billing is automatically processed on a 30-day cycle. We will make every effort to remind you of your payment 2-5-days prior to the charge date.


(8) Billing for One-Time Add-On Services will take place once and are charged at the time of purchase.


(9) In the event a payment is declined by the credit card processor, the client has five business days to make the payment to keep the account current. Should the account payment status EXCEED FIVE BUSINESS days late, REOSS reserves the right to cancel the plan and all promotional activities associated with your plan services, and reserved exclusivity for the services in the previously subscribed zip codes will be released for resale.


(10) REOSS keeps an active waiting list for each category and zip code availability as "Inventory" and will authorize a re-distribution of the promotion of your categories and zip codes on the 6th day – NO EXCEPTIONS.


(11) Should your business be removed from the marketing automation, REOSS will re-charge the set-up fee to re-begin services. Availability of your plan categories and zip codes are NOT GUARANTEED after the 5th-day proceeding declined payments by our payment processor.


(12) You may or may not be notified of this by REOSS as we remain diligent on ensuring our mutual consumers are always given only the highest, honorable, reputable residential services in the industry.


(13) It is against Federal RESPA laws to pay unlicensed persons any amount in exchange for a referral. This applies to real estate, mortgage finance, and title. Our dashboard automatically excludes any referrals sent from individual consumers to these three industries from any lotteries, prizes, or promotional incentives for sending a referral offered by any subscribers of our service.


(14) Consumers with interest in seeking further validation of licensing, backgrounds, and/or insurance policies are advised to do so at their own discretion.


(15) Any information obtained from our Third-Party vetting services regarding the reputations of our clients is kept strictly confidential as required by Federal Statutes; therefore, will not be shared with the public under any circumstances.

Alexa Skills: Our Services through Amazon Alexa Skills, were built and paid for by Seanna Smallwood, CEO.  This service is provided exclusively by Real Estate 1 Stop Shop and Seanna Smallwood. In-skill purchases are available if our business clients wish to use this proprietary, patented technology as a paid monthly subscription. 

This page is used to inform website visitors and Alexa Skill end-users regarding our policies with the collection, use, and disclosure of personal information.

 

Log Data: We want to inform you that whenever you use our Service, in a case of an error in the app, we collect data and information (through third-party products), on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use, and other statistics.

How to Contact Us: If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email or telephone number.

Cookies: Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites you visit and are stored on your device's internal memory. This Service does not use these "cookies" explicitly. However, the app may use third-party code and libraries that use "cookies" to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to sue some portions of this Service. Our web platform and our Amazon Alexa Skills connected to our Service provides the appropriate use of Cookies Notice.

Service Providers: We may employ third party companies and individuals due to the following reasons:

To facilitate our Service: 

  • To provide the Service on our behalf;

  • To perform Service-related tasks and functions;

  • To provide demographic data for market research needed to improve our Services; or 

  • To assist us in analyzing how our Service is used for purposes of growth, decision making, and leadership initiatives. 

Alexa Specific Security & Privacy Policy
We value your trust in providing us with your personal information, thus we are striving to use commercially acceptable means of protecting it. Remember no method of transmission over the Internet or method of electronic storage is 10% secure and reliable, and therefore, we cannot guarantee its absolute security.

Links to Other Sites: This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Changes to this Privacy Policy: We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

 

LEGAL DISCLAIMER – THIRD-PARTY CONTENT

The use of any product, service, or feature available through this internet application, VUI, or website of Real Estate 1 Stop Shop, and/or Communities We Love On, Inc., and any other third party website by which our platforms may have been found, shared, or discovered by any user of such internet application, VUI, or website shall be governed by the following disclaimer: 

By listening to the content created by anonymous third parties, which may or may not use fictitious names, dates, places, and people, you hereby acknowledge any submissions are done through a third party web form. You hereby acknowledge that by virtue of your "Intent" to hear the illicit content, stories of abuse and violence in nature have been content submitted by others; and therefore, you hereby agree to the following acknowledgments which are obvious by nature and virtue: (1) you are at least 13+ years of age; (2) the shared stories may have content that is explicit or sexual in nature; (3) and (4) THERE IS NO WARRANTY OF MERCHANTABILITY, NO ASSOCIATED REVENUE AS A RESULT FROM SUBMISSIONS, THE PARTIES ARE NOT PAID TO SHARE THEIR STORIES, IT IS THE RIGHT OF THE THIRD PARTY SUBMITTING CONTENT TO REMAIN A PRIVATE AND ANONYMOUS PARTY, THERE IS NO WARRANTY OF TRUTHFULNESS TO THE STORIES SHARED ON THIS APPLICATION, NO WARRANTY OF FITNESS FOR A PARTICULAR USE OF THESE STORIES, AND NO WARRANTY OF NON-INFRINGEMENT OF ANY COPYRIGHT MATERIAL OR CONTENT. THERE IS NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THIRD-PARTY CONTENT. 


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Real Estate 1 Stop Shop, Copyright (C) 2001-2022, All Rights Reserved


Please be advised this website and all services provided, including design and vendor combinations are the intellectual property of Real Estate 1 Stop Shop, and Seanna Smallwood. 

All violators will be prosecuted to the fullest extent of the law. (Rev. 10/2021)